
Our range of software tools enable you to plan, manage and optimise your pricing process. Used independently, or alongside our consultancy services, these tools are powerful additions to your business.
Emblem builds powerful and sophisticated predictive models of claims, retention, conversion and other policyholder behaviour experience. Its powerful and flexible analysis capabilities allow even the most sophisticated of models to be fitted to large datasets rapidly.
Emblem helps you to price your premiums effectively and make informed business decisions through a deeper understanding of the underlying trends.
Rate Assessor is an analysis and decision support tool that enables you to make well-informed commercial pricing decisions.
It brings together technical models, competitor information and other data to support the rate setting process. By comparing models, rating structures and emerging experience trends, you can identify and validate pricing options through interactive scenario testing.
Optimiser is an optional additional component that facilitates optimisation of premiums with flexible goals and constraints. Optimiser runs alongside Rate Assessor, and uses state-of-the-art mathematical algorithms to derive optimised premiums at the individual or ratebook level to meet defined business objectives.
Classifier is our advanced geographical risk modelling tool to help you set more accurate prices more easily in a typically difficult part of the rating process. Classifier analyses the effect of geographical area on risk through a range of sophisticated spatial analysis methods.